With Patelco Online™ you can securely manage your checking account.
Direct Deposits typically clear sooner than paper checks, which means you get your money faster — whether it’s a paycheck or a benefit payment.
To set up your account for Direct Deposit, download and fill out the Patelco Direct Deposit authorization form. Then give the completed form to your employer or benefit provider.
When you fill out this form, remember to use the correct account number formats. Your complete savings account number can be found by clicking or tapping on the savings account in Patelco Online™ and then selecting the Account Details 选项卡. If you need more help, refer to the “How to find your account numbers” section below.
汽车matically divide your paycheck among your Patelco accounts.
When you use Direct Deposit, you also have the option of dividing your paycheck among your Patelco accounts. This is a great way to set up automatic saving for a large purchase, like a home down payment, 一辆车, or a vacation.
To set up a Payroll Disbursement, complete this disbursement form and mail it back to Patelco. (Our address is on the form.)
Remember to use the correct account number formats to ensure your money is disbursed correctly. If you need help, refer to the “How to find your account numbers” section below.
What you’ll need:
If you’re ready to order checks with your existing account information, order checks now with Harland Clarke.
Need to change the address or name on your checks? 请致电 800.358.8228 or visit a local branch.
Checks may only be ordered for checking or Money Market accounts.
Patelco’s routing number
Patelco’s routing number is 321076470.
Locating your checking or Money Market account numbers
Account numbers for 检查 and Money Market accounts are 14 digits long. Your account number appears along the bottom of checks, to the right of our ABA/Routing Number.
You can also find your complete account number by clicking or tapping on the account in Patelco Online™ and then selecting the Account Details 选项卡.
What do the numbers mean?
Patelco accounts begin with “746” followed by zeroes (0000), your account number, and a two-digit account type identifier.
For example, the complete checking account number for account 12345-10 is 74600001234510 (746 + 0000 + 12345 + 10)
You’ll need to use your complete checking account number when submitting direct deposit, paycheck disbursement and overdraft protection forms.
Bank by phone anytime – get your current balance, make 转移, and hear your recent transactions.
You’ll need your Member Number and a telephone banking PIN to use telephone banking. Create a PIN by calling 800.358.8228 and selecting option 4 from the main menu.
Once you have your PIN and your Member Number ready, call 888.766.2424 和很容易:
Send money to or from anyw在这里 in the world. Details on our domestic wire transfer services can be found 在这里.
Branches are generally able to accommodate cash withdrawals up to $5,000 per day. Members needing withdrawals over this amount should contact their nearest branch. You may withdraw a maximum of $500 in cash per day at shared branch.
You may mail check deposits and payments to:
Patelco 信贷 Union
P.O. 2227箱
Merced, CA 95344
Please be sure to include your full account number on the back of each check you send, below your signature.
Sign up for Patelco Online™ 和使用 Anyw在这里 Deposit to deposit checks via online banking or our 手机应用程序.
We do not accept cash in the mail. To deposit cash, please visit your nearest Patelco branch or ATM. Additionally, many CO-OP Shared Branch Network locations accept cash deposits to Patelco accounts, in addition to offering other services like withdrawals, 转移, cashier’s checks, 和更多的.
Locate a shared branch >
You may complete a Doing Business As (DBA) application and provide a Fictitious Name Statement. 请致电 800.358.8228 or visit your nearest branch for an application.
The fee is $10, in addition to service fees that vary depending upon the item and its collection process.
Yes, you can deposit a payroll check using the Anyw在这里 Deposit service in online banking and our 手机应用程序.
No. You can keep your Patelco account open if you move outside California. Even better – you can still transact quickly and easily using online banking, our 手机应用程序, and thousands of CO-OP Shared Branch Network locations, which offer services like deposits, withdrawals, 转移, cashier’s checks, 和更多的. We have many out-of-state members who use Patelco for all their financial needs! To locate ATMs and branches out-of-state, visit euromedalex.net/locations or tap the location icon in our 手机应用程序.
Shared branches in the CO-OP Shared Branch Network are unable to cash checks. 然而, you may deposit checks into your Patelco account at shared branches — in addition to making 转移, purchasing cashier’s checks, and doing other banking.
Locate a shared branch >
Please check your account first to determine if the funds were deducted. If the funds were deducted, notify Patelco so that we can open a dispute with the ATM owner on your behalf. For the dispute, we need you to identify your member number, the account from which the funds were withdrawn, the withdrawal date, the amount you requested from the ATM, and the ATM location.
You can provide this information via the MESSAGE CENTER widget in Patelco Online™, by calling us, or by visiting any Patelco branch.
If you call us at 800.358.8228, please use extension 1306 to reach our 车d Services department directly to file your claim.
请致电 800.358.8228.
Yes, we will add this upon request.